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Bad Credit Financing with Mark Christopher Auto Center

You’ve had your eye on a Chevy Tahoe or a GMC Sierra 1500, yet you’re hesitant to apply for financing because you have some financial issues in the past. Here at Mark Christopher Auto Center, we’re happy to work with all kinds of credit to get you into the vehicle of your dreams.

Bad Credit Loans

We understand that the unexpected happens, and its easy to fall behind on payments or have other financial issues. We don’t want past struggles to define your future, which is why our lenders approve applicants who have been turned down before.

We specialize in bad credit financing for those with past credit issues. We offer subprime loans, also referred to as bad credit loans for people who have poor credit and cannot qualify for traditional financing. These loans come with higher interest rates because the lender has a higher level of risk. However, they are flexible with affordable monthly payments for the person who wants to rebuild their credit.

With a bad credit loan, Mark Christopher Auto Center can put you behind the wheel of a quality used vehicle. We know you are more than just a credit score, which is why we look at your employment and income, as well as your debt-to-income ratio. In many cases, you won’t even need a down payment. If you have a current vehicle, you can use it as a trade-in for a down payment, which will reduce your monthly payments.

How Bad Credit Loans Can Help You

When you are approved for a bad credit loan, you can get into a dependable used vehicle right away instead of waiting for your credit to improve, which can take months or even years. As you make regular, on-time payments, it will help to rebuild your credit. In time, you can refinance at a lower rate or for a new vehicle.

Just like with any other car loan, bad credit loans come with a variety of competitive terms and flexibility to meet your needs. You let us know what you can afford, and we’ll work to find a car and loan that fits.

We make it easy to qualify for a bad credit loan. You can get started with our simple application, which you can fill out online. Once you submit it, we’ll review your information and contact you. We’ll let you know how much you are approved for, so you can begin shopping for a used vehicle in our current inventory. If you have any questions, you can contact our finance department.

We work with people from all types of situations:

  • Multiple late payments
  • Serious delinquencies and collections
  • Repossessions
  • Bankruptcy
  • Foreclosure

You don’t have to wait for years after these situations to qualify for a car loan. You can get approved even if the issue is recent.

Don’t let the past ruin your future. Contact us to get preapproved for a bad credit loan. Let Mark Christopher Auto Fleet put you in a reliable vehicle today.